If you do any kind of fundamental stock research or build financial tools, you know the pain of stitching together data from a dozen messy sources. Roic AI promises to fix that — 30+ years of financial statements, earnings call transcripts and stock prices behind a single clean API. As someone who’s wrestled with financial-data APIs before, I took a close look. Here’s my honest review.
Roic AI (roic.ai) is a financial data and stock API built for fundamental investors and developers. It centralizes 30+ years of financial statements, earnings call transcripts, financial ratios, valuation metrics and stock prices, all accessible through one API (with code samples for cURL, Python, JavaScript, Ruby, Go and Google Sheets). It also offers an MCP integration and a web company-search interface. The pitch: decades of statements, transcripts and metrics from one source, with a free tier and no credit card to start.
If you analyze companies by their numbers, having 40+ years of income statements, balance sheets and cash flows in one place is a real time-saver.
If you’re building dashboards, screeners or research apps, the clean API with multi-language samples makes integration straightforward.
If you live in Google Sheets, the Sheets integration pulls the same data directly into your models.
Roic AI is oriented to fundamentals and historical data, not ultra-low-latency intraday trading feeds.
It’s primarily an API/data product; if you want a fully built consumer research app, that’s a different category.
Access annual and quarterly income statements, balance sheets and cash flow statements going back decades — up to 40+ years and 160+ quarters on higher tiers, with worldwide market coverage.
Pull earnings call transcripts — latest, by quarter, or full history — useful for qualitative research and feeding into your own AI analysis.
Get profitability, credit/debt, liquidity and working-capital ratios, enterprise value and per-share valuation metrics, plus historical prices and latest quotes.
Clean REST endpoints with samples in multiple languages, a Google Sheets option and an MCP integration so AI assistants can query the data directly.
Roic AI uses tiered plans — Free (5 requests/min, 2 years of history), Individual (300 requests/min, 5 years), Professional (unlimited requests, 40+ years/160+ quarters) and Enterprise (unlimited, all available years) — with two months free on annual billing. The free tier needs no card. Exact dollar amounts vary by billing cycle and can change, so check the live pricing page for current figures before subscribing.
Pros: Decades of statements, transcripts and metrics in one API; worldwide coverage; clean multi-language code samples; Google Sheets and MCP integrations; genuine free tier with no card; tiers scale from individuals to enterprise.
Cons: Built for fundamentals/history rather than real-time intraday trading; free tier is rate- and history-limited (5 req/min, 2 years); it’s a data/API product, so non-developers get less out of it; exact prices require checking the live page.
Alpha Vantage and Financial Modeling Prep are popular financial-data APIs, but coverage depth, transcript access and historical range vary. Roic AI’s emphasis on 30–40+ years of statements plus earnings transcripts and an MCP integration is its differentiator. The right pick depends on the exact endpoints and history depth you need, so compare each provider’s coverage against your use case before committing.
For fundamental investors and developers who need deep, long-range financial data from one clean API, Roic AI is a strong option in 2026 — the decades of statements, transcript access and free no-card tier make it easy to evaluate. It’s not for tick-level day trading, and you’ll get the most from it if you’re comfortable with APIs or Sheets. Start on the free tier to test the data quality for your needs.
Disclaimer: This is an informational product review, not investment advice. Roic AI provides data, not recommendations. I’m not a financial advisor — always do your own research and consult a qualified professional before making investment decisions.
It’s a financial data and stock API offering 30+ years of statements, earnings transcripts, ratios, valuation metrics and stock prices for fundamental research.
Yes — a free tier with 5 requests/min and 2 years of history, no credit card required.
Up to 40+ years of annual financials and 160+ quarters on higher tiers, with worldwide market coverage.
Yes — Roic AI provides a Google Sheets option plus code samples in cURL, Python, JavaScript, Ruby and Go.
Yes, it offers an MCP integration so AI assistants can query the financial data directly.
You can start free and explore the API here: Try Roic AI →
Affiliate disclosure: This post contains an affiliate link. If you sign up through it, I may earn a commission at no extra cost to you. All opinions are my own and based on the publicly available product information.
